Who We Help

We enable the subprime lending industry to make automated credit decisions with advanced insights for thin-file and no-file consumers through our FCRA-Compliant platform.

Are you ready to boost your lending? Increase quality originations? Lower defaults?

This is Credit Bureau+™.  We’re here to help.

OPTIMIZED FOR

Auto Lenders

Both direct and indirect lenders face unique challenges when making underwriting decisions. It’s not simply just the borrower risk – it’s about the vehicle, the deal structure, and the effectiveness of your collections process/skip-tracing. Our credit scoring machine learning models consider the loan data required so you can make the most effective underwriting decisions.

Are you an auto lender? 

Transforming Success: Organizations We Help at Trust Science
OPTIMIZED FOR

Auto Lenders

Both direct and indirect lenders face unique challenges when making underwriting decisions. It’s not simply just the borrower risk – it’s about the vehicle, the deal structure, and the effectiveness of your collections process/skip-tracing. Our credit scoring machine learning models consider the loan data required so you can make the most effective underwriting decisions.

Are you an auto lender? 

Transforming Success: Organizations We Help at Trust Science
Our Terms of Use: Embracing Innovation with Trust Science
OPTIMIZED FOR

Short-Term & Single Repayment Lenders

With growing regulations and market volatility, it is becoming more evident that short-term lenders need to make smarter underwriting decisions to remain profitable. Our credit scoring machine learning models combined with our vast library of alternative data sources enables short-term lenders to automate profitable lending decisions in a matter of seconds.

Are you a short-term/single repayment lender? 

Our Terms of Use: Embracing Innovation with Trust Science
OPTIMIZED FOR

Short-Term & Single Repayment Lenders

With growing regulations and market volatility, it is becoming more evident that short-term lenders need to make smarter underwriting decisions to remain profitable. Our credit scoring machine learning models combined with our vast library of alternative data sources enables short-term lenders to automate profitable lending decisions in a matter of seconds.

Are you a short-term/single repayment lender? 

OPTIMIZED FOR

Installment Lenders

As regulation increases for installment lenders, smarter decisioning can maintain profitability even in lower margin environments. By implementing our credit scoring machine learning models, installment lenders have the ability to make profitable underwriting decisions, while automating the majority of their lending process. Our data constellation gives our clients the ability to gain unparalleled insights into an applicant’s background, leading to increased originations and decreased defaults.

Are you an installment lender?

OPTIMIZED FOR

Installment Lenders

As regulation increases for installment lenders, smarter decisioning can maintain profitability even in lower margin environments. By implementing our credit scoring machine learning models, installment lenders have the ability to make profitable underwriting decisions, while automating the majority of their lending process. Our data constellation gives our clients the ability to gain unparalleled insights into an applicant’s background, leading to increased originations and decreased defaults.

Are you an installment lender?

STAY TUNED, COMING SOON

Credit Card Lenders

BNPL Lenders

STAY TUNED, COMING SOON

Credit Card Lenders

BNPL Lenders