Holiday Inflation – Food, Gifts, and Vacations Costing 13% More in 2022
With the winter holiday season coming quickly, Americans and Canadians alike are beginning to lose sleep as they think about how they might pay for the most expensive time of the year. The holiday season comes with many expenses; gifts, family dinners, and vacations. But, many of these industries are leading inflationary trends amongst most […]
Lending Trends of the Past, Not the Future
The start of this decade has been one of the most financially erratic times in recent history; what some would call shocking. From stock prices to interest rates and extreme volatility, no one could have predicted the situation we find ourselves in today. These extraordinary market conditions have predictably caused behavioral changes in common consumers, […]
Trust Science Named One of 2022’s Top Growing Companies
Trust Science earned a top-20 spot on the 430-company list of Top Growing Companies by The Globe and Mail, Canada’s equivalent of the Wall Street Journal.
Breaking the Silos: Connecting Underwriting and Marketing
Marketing professionals in any industry are inundated with segmentation variables and reports that enable them to develop optimized campaigns to drive results. Segmentation is critical for marketers to identify the leads that have the highest propensity to buy and craft offers that are targeted at each segment. However, conventional metrics available in most segmentation providers […]
US Auto Case Study
Read how Trust Science® helped a large BHPH auto dealer approve more borrowers and keep defaults steady in the midst of an uncertain COVID-19 credit market.
US Installment Case Study
Learn how the Credit Bureau + platform helps lenders like you in real life.
Trust Science joins ranks of LinkedIn and Dropbox: Red Herring awards it Top 100 Award
Today, Red Herring announced the winners of its Top 100 North America 2019 event, and Trust Science has been chosen as one of the most exciting and innovative technology companies on the continent.
How to Leverage Economic Volatility
The COVID-19 pandemic might be coming to an end, but the economic volatility and ongoing instability it created is just beginning. For the first time in decades, the American and Canadian economies have seen soaring inflation and record-setting central interest rate hikes. Since March 2022, the US Federal Reserve interest rate has climbed 225 basis […]
Top Tips for Data Security
The success of companies in the 21st-century depends on the ability to mitigate data breaches, proactively tend to privacy risks, and manage both compliance and cybersecurity fundamentals that secure customer data. Companies that offer financial services handle large amounts of highly sensitive financial and personal information, making them more vulnerable to cyberattacks. The push for […]
How Auto Lenders Can Make Effective Underwriting Decisions
John M. Giamalvo, the head of Subprime Automotive at Trust Science®, compared the pandemic with a “positive perfect storm” for Buy-Here-Pay-Here (BHPH) dealers in the February issue of the BHPH Dealer. The influx of over 10 million immigrants in the last ten years has widened the horizons of auto-lenders. Owing to the pandemic, the usage […]