Trust Science Blog

The Trust Science blog brings you the latest innovations in artificial intelligence, machine learning, and credit underwriting. Our mission is to get deserving people access to the credit they deserve, and we hope you join us on the journey by subscribing below!

Featured Blog Post


[COVID 19] Letter from the CEO

The global COVID-19 health and economic crisis is changing hourly. We believe we can only get through this together and we want to try and help in small ways.

Read Now

Latest Posts

How to Build a Credit Scoring Model - Part 2

December 05, 2019
Build a comprehensive credit scoring model for applicants with no tradeline data. Use machine learning and incorporate social profiles, email data and more.

Continue Reading

How to Build a Credit Scoring Model - Part 1

November 28, 2019
Lenders can use consented traditional and alternative data to appraise the creditworthiness of consumers with a more advanced credit scoring model.

Continue Reading

On-Demand Webinar - Automate your underwriting with Vergent LMS & Trust Science

November 13, 2019
Vergent and Trust Science offer sub-prime lenders with a way to score thin-file and credit invisibles. Learn how you can take the first step in automated loan underwriting.

Continue Reading

On-Demand Webinar - Data-Driven Underwriting: Top 5 Myths

October 17, 2019
Data-Driven Underwriting - Top 5 Myths. Watch our expert panel discuss (and debunk!) the top 5 myths about data and underwriting.

Continue Reading

Trust Science: Why Do We Talk About Patents?

May 21, 2019
Trust Science is disrupting traditional credit scoring, and to do so, we have to continually evolve and be actively involved in research and development.

Continue Reading

In House vs. Out of the Box AI Powered Underwriting Models: Why Trust Science?

May 08, 2019
Do I hire a team of engineers and analysts to build a customized AI-powered underwriting model for my business, or do I buy a service like Trust Science?

Continue Reading

Everything wrong with traditional credit scoring in 3 headlines

March 21, 2019
In order to improve their credit scores, consumers are being encouraged to get more credit cards and jump through ridiculous hoops (or “hack” as one “journalist” put it)

Continue Reading

Disrupting Credit Scoring with Credit Bureau 2.0™: Mobile or Nothing

November 19, 2018
In October, as a part of the Money 20/20 show in Las Vegas, Evan Chrapko, had the opportunity to speak to the audience about Breaking News & Fintech Views.

Continue Reading

How Alternative Data Increases Accuracy in Credit Assessment

July 19, 2018
Many progressive lenders are considering alternative data to improve their lending models and responsibly gain access to the enormous market of subprime borrowers.

Continue Reading

Social Data: The Missing Link for Thin-File Credit Candidates

July 19, 2018
Without access to formal banking through a trustworthy institution, people transact in ways that are risky and time-consuming.

Continue Reading