Trust Science Blog

The Trust Science blog brings you the latest innovations in artificial intelligence, machine learning, and credit underwriting. Our mission is to get deserving people access to the credit they deserve, and we hope you join us on the journey by subscribing below!

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Trust Science and Vergent Webinar

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Vergent and Trust Science offer sub-prime lenders with a way to score thin-file and credit invisibles. Learn how you can take the first step in automated loan underwriting.

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Latest Posts

Structured and Unstructured Data in Data Driven Underwriting

January 23, 2020
An estimated 80% of enterprise data is comprised of unstructured data. Learn how unstructured and structured data play a role in data driven underwriting.

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Our Bet on Alternative Data for Credit Scoring

January 16, 2020
5 federal regulators recently issued a joint statement advocating the use of alternative data in credit scoring. We take a deep-dive into the implications.

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Top 2020 Underwriting Data Trends

January 09, 2020
Multiple alternate data sources and online marketplaces and auto decisioning as competitive drivers are 2 of the top 5 underwriting data trends for 2020.

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3 Sources of Unfair Credit Scores in Credit and Lending Decisions

December 26, 2019
Biased data, algorithms within models and lender business practices can all contribute to unfair scoring in credit and lending decisions. Learn how.

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The Role of Protected Attributes in AI Fairness

December 19, 2019
The consequences for companies implementing unfair AI & ML practices can be severe. Learn more about avoiding bias in machine learning credit underwriting.

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Automated Loan Underwriting: Trust Science Scoring Explained

December 12, 2019
Compare credit scoring performance results using Trust Science automated loan underwriting that utilizes social, mobile and other proprietary data.

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How to Build a Credit Scoring Model - Part 2

December 05, 2019
Build a comprehensive credit scoring model for applicants with no tradeline data. Use machine learning and incorporate social profiles, email data and more.

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How to Build a Credit Scoring Model - Part 1

November 28, 2019
Lenders can use consented traditional and alternative data to appraise the creditworthiness of consumers with a more advanced credit scoring model.

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On-Demand Webinar - Automate your underwriting with Vergent LMS & Trust Science

November 13, 2019
Vergent and Trust Science offer sub-prime lenders with a way to score thin-file and credit invisibles. Learn how you can take the first step in automated loan underwriting.

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On-Demand Webinar - Data-Driven Underwriting: Top 5 Myths

October 17, 2019
Data-Driven Underwriting - Top 5 Myths. Watch our expert panel discuss (and debunk!) the top 5 myths about data and underwriting.

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