No, we augment your existing data/processes/solutions and work with you to provide optimal results.

Yes, and compliant with all other relevant legislation and regulations. We work hand-in-hand with regulators to ensure compliance, and undergo periodic audits to ensure that our solutions are de-biased and offer the best possible analytics.

We are a digital lending service offering immediate and real-time custom scores using machine learning, AI and tens of thousands of data sets.

Our cloud offering constantly improves our models, builds more data and more insights from the data. Plus, we give you automated credit decisioning so you can accelerate the approval process and approve more loans with less overhead.

Technically, we are a CRA, a consumer reporting agency. We fall under specialty CRAs because we use alternative data. We like to say Credit Bureau+ or Credit Bureau 2.0 because we are the next iteration of what we think a credit bureau should be.

We provide an online platform to help score your applicants, as well as the ability to work within your LOS/LMS, dependent if we are already integrated with your chosen LOS/LMS. If not we can explore opportunities to integrate and consider the engineering work required.

Scores range from 300-850 and based on the same range of traditional credit score, relatable and easy to understand. We differ from a traditional credit bureau in three areas:

1. The data that we use - we are not limited to traditional credit data.

2. We are not limited to traditional weightings on the data.

3. Our score takes your business model into consideration - we use your data, your industry, your region, and demographics.

Your privacy and confidentiality are top of mind for Trust Science. We stand behind what our name conveys, trust. We don't share any confidential or private information. Your custom scores are based on your business and the factors that would most influence good vs bad outcomes, for you. So the custom scores we provide you are specific to you.

No we won’t replace your LOS or LMS. We provide an online platform to help score your applicants, as well as the ability to work within your LOS/LMS, dependent if we are already integrated with your chosen LOS/LMS. If not we can explore opportunities to integrate and consider the engineering work required.