On-demand Webinar

2020 Underwriting Trends: What to Expect

Find out how automotive dealers can take advantage of alternative data, credit score modelling, machine learning, loan automation, AI and more.


See into the future of underwriting. Explore 2020's key trends.

Worried about how 2020 subprime market factors will impact your business? 

Discover where underwriting is headed in 2020 and find out how you can get ahead of your competition. In the webinar, Trust Science CEO Evan Chrapko, and CTO Chris Matichuk (previously Netflix) discuss the future of credit scoring machine learning models, and cover trends like explainable AI, going beyond accept/decline, and flexible scoring for better results.


You'll learn about:


  • Where underwriting is headed in 2020 (and beyond)
  • Going beyond accept and decline - recommended interest rates, loan amounts
  • How you can get ahead of your competition

Meet Our Expert Panel


Evan Chrapko

Chairman, Founder & CEO
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Evan started Trust Science® with his brother Shane. Evan is a serial entrepreneur and investor having served as CEO or advisor for numerous innovative start-ups including FloNetworks (acquired by DoubleClick for $80 Million) and PlateSpin (acquired by Novell for $205 Million).

Prior to Trust Science, Evan and Shane founded and, within 30 months, sold cloud storage pioneer DocSpace for $568 million. Evan is a CPA, CA and holds a Juris Doctor (Law Degree) from Columbia University. He is a Henry Crown Fellow and member of YPO and has been named to the Real Leaders Global 100 (alongside Bill Gates, Richard Branson, Elon Musk, Peter Diamandis and others.)



Chris Matichuk

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Chris is a veteran technologist with over 20 years’ experience building global, scalable platforms. He is responsible for product innovation and development at Trust Science®.

Prior to joining Trust Science, Chris helped lead a team of technical engineers, computational linguists, data scientists, and language experts at VoiceBox, responsible for adding speech (ASR + NLP) across automotive (Toyota Global & Europe 2017 vehicles), mobile (Samsung S8 Bixby), set-top-box (TiVo), IoT (Delta Faucet), and Conversational AI/Chatbot (Best Buy customer support).

In addition, Chris spent 10 years at Microsoft leading technical innovation spanning box hardware and OS compatibility, end-user facing applications (Enterprise & Internet) including SQL & Azure, and even 3rd party device compatibility.  Prior to joining Microsoft, Chris led the incubation and product roadmap for NetFlix®. Chris holds a B.Sc in Computer Science from the University of Alberta and an MBA in Marketing from Santa Clara University. Chris is the lead or co-inventor of nine US patents.

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