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Trust Science is committed to moving the credit industry forward through the use of alternative data, and automated machine learning underwriting. Take a look at our press coverage below.
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US Times Now: Trust Science® on The Importance of Financial Inclusivity in 2022 and ADMS
2022 has marked the exit out of the COVID-19 pandemic, and with it, a major shift to the credit industry. While conventional credit has been blinded due to government policies and stimulus checks, lenders are demanding more predictive sights for everyone. Trust Science® is a fintech company that offers its Credit Bureau+™ SaaS to lenders, helping individuals get the credit they deserve making lending more ethical and fair.
Continue ReadingDisrupt: Trust Science® on Increasing Financial Inclusivity In Black Communities
Trust Science® is here to offer lenders a reliable and inclusive way of assessment that helps individuals get the credit they deserve, increasing financial inclusivity by making lending more ethical and fair. Their mission is to get deserving people access to the credit they deserve and help people who can’t get credit and are under-banked.
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NEXUS Miami: Trust Science Welcomes TD Bank's Imran Khan as Advisor
AI/ML-powered credit scoring company Trust Science announced the addition of Imran Khan, Global Head of Innovation at TD Bank, to the Advisory Board. Khan, an 11-year veteran of TD, joins a growing team of fintech expert advisors as founder and CEO Evan Chrapko scales his operation.
Continue ReadingUS Times Now: How Conventional Scores Are Stopping Most Millennials From Accessing Credit and How One Company Is Changing That
The concept behind a credit score seems simple enough. It tracks your credit history to see if you’re someone that a bank or lender can trust to pay back a loan. However, conventional credit scores just don’t account for the way that millennials and Gen Z handle their finances.
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Controlling What You Can Control And Anticipating What You Can't is Key to Planning
Our head of subprime automotive, John M. Giamalvo, shares his thoughts on how BHPH dealers can plan for success by focusing on what is within their control, such as profitability and portfolio delinquencies, using AI/ML decisioning platforms that leverage almost limitless data, like Credit Bureau 2.0 by Trust Science.
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Technology Innovators | Top 50 AI CEOs of 2021
Ensuring that Deserving People Get What They Deserve
Evan Chrapko, Founder and CEO of Trust Science, was selected to the Technology Innovators' Top 50 AI CEOs of 2021.
Evan shared his thoughts on addressing inequity in the lending industry and how Credit Bureau 2.0 is furthering financial inclusivity in a compliant way with more data and more predictive explainable AI algorithms.
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The Globe and Mail Report on Business
A Score to Settle
The Globe and Mail Report on Business is a highly reputable Canadian publication similar to the Washington Post or Wall Street Journal.
Credit ratings often burden and enrage consumers, and the agencies that calculate them haven't changed much in over a century. Evan Chrapko and Trust Science are here to change that in the digital age.

Come Together: AI and Machine Learning Help Break Down Silos and Optimize Performance
Today's BHPH business leaders should recognize that their business competitiveness, sustainability, and ROI are directly tied to team collaboration and training on predictive analytics.

Optimize Capital and Cash Flow: the Capital is There and Automation Can Help You Treat it Right
Since COVID-19 stimulus money has poured into the US economy, bank deposits are up to $2,000,000,000. That's right, 2 TRILLION dollars. In this article, John Giamalvo, Head of Subprime Auto at Trust Science, talks about how to optimize your capital cash flow with the help of AI/ML models.

Does a Positive "Perfect Storm" for Buy Here Pay Here Dealers Exist?
All the stars seem to be aligning to make 2021 a strong year for BHPH. More market need. More ability to pay. More data. More options to reach and align with customers. Market segment for BHPH dealers will be quite larger when we emerge from this crisis.

Lending In a Time of Disaster: Alternative Data Offers a True, Consistent and Complete Picture of Credit Risk
While a credit report is still a good source of information, there is a need to complete the true picture of a consumer's ability to pay, given the potential for large inconsistencies in reporting.

CLA Announces the Leaders-in-Lending Awards, presented by BMO Financial Group
Canadian Lenders Association (CLA), the voice of the innovative business and consumer lending industry, announces the Top 25 Lenders of 2019.

Alternative Data for Credit Scoring: Add More Certainty - And More Prospective Customers
At the end of 2019, five federal regulatory agencies issued a joint statement advocating the use of alternative data in credit scoring.

Trust Science featured in Auto Finance News article - Untapped Potential - How tech advances underwriting
From the outside looking in, underwriting may seem like the simplest and most basic of tasks, but this is not always the case.

Silicon Review: Jeremy Mitchell as Chief Data Analytics Officer for Trust Science
Trust Science, which provides the Credit Bureau 2.0 ® service as a leading AI-powered credit scoring provider, announced that Jeremy Mitchell has entered the position of Chief Data and Analytics Officer.

Trust Science CEO, Evan Chrapko Shares Digital Transformation Tips for Lenders in Article for BHPH Dealer Magazine
A complete digital customer journey can increase retention and recurring revenue for lenders. Consumers and/or borrowers are presented with a much more frictionless experience.

Trust Science Featured In Auto Finance News Article on AI-Powered Underwriting
Trust Science, an AI-backed credit-decisioning software provider, is hoping to partner with a dozen LOS vendors by year end, according to Chief Executive Evan Chrapko.

CLA Announces the Leaders-in-Lending Awards, presented by BMO Financial Group
Canadian Lenders Association (CLA), the voice of the innovative business and consumer lending industry, announces the Top 25 Lenders of 2019.

Trust Science launches annual survey to discover underwriting pain points
Trust Science wants more details about the key pain points facing credit underwriters nowadays, so the provider of credit-scoring solutions powered by artificial intelligence recently launched its annual survey.

Trust Science and Inovatec Systems partner for AI-fueled LOS system
TrustScience and Inovatec Systems Corp. finalized a partnership this week. The provider of artificial intelligence-fueled credit scoring and the loan operating system (LOS) provider announced they will partner to release a fully automated lending platform that can enable end-to-end loan management across the entire credit spectrum.

Red Herring Crowns 2019 Top 100 North America Winners
The 2019 Red Herring Top 100 North America event came to a close on May 15th, as the best and brightest of North American startups were honored. The three-day conference was held at The Westin Pasadena and featured expert speakers, roundtable discussions, and presentations from shortlisted companies.