Articles

The Thoughtful Entrepreneur: Assessing Trust with Trust Science’s Evan Chrapko

"Trust Science aid preexisting data scientists or risk departments in assessing borrowers’ profiles. They can be the entire solution for smaller businesses or those who have never had experience working with a bureau before because of low score levels. They bring automation and automated decision-making in a high degree of predictability on creditworthiness."

School For Startups Radio: Evan Chrapko is a serial entrepreneur and investor having served as CEO or advisor for numerous innovative start-ups including

"The problem with the current credit bureau system is that it does a really poor job of scoring the bottom half of the population, so a lot of financial exclusion and structural inequities exist." Evan Chrapko is a serial entrepreneur and investor having served as CEO or advisor for numerous innovative start-ups including....

Startup Sales Strategy: How To Sell Your Technology Product With Evan Chrapko

Businesses need to think about who they can trust when making decisions in their businesses. It's difficult for entrepreneurs, but there are tools out now that will help them make better choices and avoid mistakes! For example- did you know an AI has been built which predicts human behavior around lending money?

Tune in as we discuss how tech startups can break through in the business!

How Trust Science’s credit reporting technology helps serve the underbanked

After years of in-depth development of a highly complex and powerful platform, credit reporting agency Trust Science is taking off – and lifting untold millions out of sub-prime lending status along the way...

Credit scores are broken. Fixing them is an alluring but elusive opportunity.

Credit scoring doesn’t work well for a lot of people. Those with low incomes, people of color and immigrants have been historically sidelined by the current system. Some of the nation’s most successful struggle with low credit scores despite their wealth. And if your fortune comes from crypto, you might as well be invisible to the current system.

How To Lend Money To Strangers: Explainable AI and a new style of credit bureau, with Evan Chrapko

We eat volatility for breakfast, we make love to volatility! Which is handy, because we’ve all heard it, and, well, most of us have probably all said it, the world is very volatile at the moment. So when Evan Chrapko of Trust Science told me how their models embrace volatility, I knew we were onto something interesting. Even more so, because I spent a decade working in the credit bureaus myself, and that’s the industry that Trust Science is disrupting right now with its volatility-eating models.

New York Weekly: Trust Science Empowers Nationwide Lenders with Highly Predictive Credit Scores

The events of the past two years have led to considerable financial upheaval, but recent economic data suggests that consumers have, for the most part, weathered the storm. While government responses to the pandemic – including stimulus checks and eviction moratoriums – helped during mandatory shutdowns, they also created an unexpected problem for consumers now trying to secure financing.

US Times Now: Trust Science® on The Importance of Financial Inclusivity in 2022 and ADMS

2022 has marked the exit out of the COVID-19 pandemic, and with it, a major shift to the credit industry. While conventional credit has been blinded due to government policies and stimulus checks, lenders are demanding more predictive insights for everyone. Trust Science® is a fintech company that offers its Credit Bureau+™ SaaS to lenders, helping individuals get the credit they deserve making lending more ethical and fair. 

Disrupt: Trust Science® on Increasing Financial Inclusivity In Black Communities

Trust Science® is here to offer lenders a reliable and inclusive way of assessment that helps individuals get the credit they deserve, increasing financial inclusivity by making lending more ethical and fair. Their mission is to get deserving people access to the credit they deserve and help people who can’t get credit and are under-banked. 

NEXUS Miami: Trust Science Welcomes TD Bank's Imran Khan as Advisor

AI/ML-powered credit scoring company Trust Science announced the addition of Imran Khan, Global Head of Innovation at TD Bank, to the Advisory Board. Khan, an 11-year veteran of TD, joins a growing team of fintech expert advisors as founder and CEO Evan Chrapko scales his operation. 

US Times Now: How Conventional Scores Are Stopping Most Millennials From Accessing Credit and How One Company Is Changing That

The concept behind a credit score seems simple enough. It tracks your credit history to see if you’re someone that a bank or lender can trust to pay back a loan. However, conventional credit scores just don’t account for the way that millennials and Gen Z handle their finances.

Controlling What You Can Control And Anticipating What You Can't is Key to Planning

Our head of subprime automotive, John M. Giamalvo, shares his thoughts on how BHPH dealers can plan for success by focusing on what is within their control, such as profitability and portfolio delinquencies, using AI/ML decisioning platforms that leverage almost limitless data, like Credit Bureau 2.0 by Trust Science.

Technology Innovators | Top 50 AI CEOs of 2021
Ensuring that Deserving People Get What They Deserve

Evan Chrapko, Founder and CEO of Trust Science, was selected to the Technology Innovators' Top 50 AI CEOs of 2021. 

Evan shared his thoughts on addressing inequity in the lending industry and how Credit Bureau 2.0 is furthering financial inclusivity in a compliant way with more data and more predictive explainable AI algorithms.