For lending leaders who need to score financially stressed or under-banked borrowers in a fair & ethical way, right now

Start data-driven underwriting today. Use alternative data and Trust Science proprietary data to score borrowers. Get a digital platform that integrates into your workflow and supports contactless borrowing.

Welcome to Credit Bureau 2.0 ®

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Just a few of our Customers benefiting from A.I. Powered Alternative Scoring with Credit Bureau 2.0 ®

*** The Office of the Superintendent of Financial Institutions regulates all banking in accordance with the Bank Act. It is a highly conservative regime by global standards, contributing to the extremely favorable reputation of the country's banking system worldwide. Only 35 domestic institutions meet the criteria and qualifications to enjoy a Schedule 1 charter under the Bank Act. These Trust Science® customers are one of those elite Schedule 1 banks.

Endorsement Letters

Eden Park

"Trust Science and its "Credit Bureau +" service exceeded my expectations and continues to do so. The service properly and accurately scores consumers who are very hard to score."

- Mark Eleoff
Founder & CEO

Magical Credit

"This solution is transformative in the under-served, financially-excluded sector of the economy. It can score thin files and no hits, and it can do so in a fluid credit environment."

- Natalie Bell
Co-Founder/COO

GoDay

"I can't say enough about this company's innovation, professionalism, and speed of execution. They are disrupting the credit scoring and loan decisioning industry and it's about time."

- Jordan Hyde
Founder & CEO

The Trust Science Difference

New Loan Data

Our models use alternative data plus Trust Science proprietary data. You can score financially distressed borrowers.

Dynamic Scores

Our models evolve based on patented methods. Your scores can adapt over time as your business and industry change.

Immediate AI Explainability

Get compliant and ranked AI explainability that is actionable for your consumers. They will know the causes for adverse action.

Data-driven Underwriting

Compare how Trust Science scores stack up against historical performance. Adjust your lending to improve performance.

Your Workflow

We integrate into any step of your decisioning process. We are your path to automated decisioning.

Digital Transformation

You can digitize your entire process, from leads to lending. Plus, offer consumers a front-end digital service.

What's New

Press

BHPH Dealer | June 2021 | AI and Machine Learning Help Break Down Silos and Optimize Performance

Today's BHPH business leaders should recognize that their business competitiveness, sustainability, and ROI are directly tied to team collaboration and training on predictive analytics.

infographic-alternative-data-sources-for-custom-credit-scoring

Alternative Data Credit Scoring Sources

What's in a custom score? Download the infographic to explore the broad range of data sources behind a custom credit score.

Download now

Press

BHPH Dealer | April 2021 | Optimize Capital and Cash Flow: the Capital is There and Automation Can Help You Treat it Right

Learn more about how to optimize your capital cash flow with the help of AI/ML models.

We're Getting Noticed

COVID-19: How We Can Help Lenders

Letter from the CEO

Dear Lenders,

The global COVID-19 health and economic crisis is changing hourly.

We believe we can only get through this together and we want to try and help in small ways.

Get Expert Advice

We're offering expert advice to help you navigate this challenging economic climate.

Schedule a call with our in-house expert and former lender with 30+ years of experience, Chris Grnak, EVP Financial Services.

Start Predictable Lending Today.

Credit scoring you can count on that integrates into your decisioning process.

For lending leaders who need to score financially stressed or under-banked borrowers in a fair & ethical way, right now

Welcome to Credit Bureau 2.0 ®

Something Powerful

Just a few of our Customers benefiting from A.I. Powered Alternative Scoring with Credit Bureau 2.0 ®

Eden Park

Magical Credit

GoDay

New Loan Data

Dynamic Scores

Immediate AI Explainability

Data-driven Underwriting

Your Workflow

Digital Transformation

What's New

Press

BHPH Dealer | June 2021 | AI and Machine Learning Help Break Down Silos and Optimize Performance

Infographic

Alternative Data Credit Scoring Sources

Press

BHPH Dealer | April 2021 | Optimize Capital and Cash Flow: the Capital is There and Automation Can Help You Treat it Right

CLA Leaders-in-Lending Nomination

Mr. Don Guloien Invests

Red Herring Winner

BHPH Smartest Company

AI Company of the Year

Most Innovative Banking Technology Provider

COVID-19: How We Can Help Lenders

Letter from the CEO

Get Expert Advice

Start Predictable Lending Today.

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