For lending leaders who need to score financially stressed or under-banked borrowers in a fair & ethical way, right now

Start data-driven underwriting today. Use alternative data and Trust Science proprietary data to score borrowers. Get a digital platform that integrates into your workflow and supports contactless borrowing.

Welcome to Credit Bureau 2.0 ®

Credit Bureau + ™ by Trust Science®
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  • Turning visitors into leads.Cl

Just a few of our Customers benefiting from A.I. Powered Alternative Scoring with Credit Bureau 2.0 ®

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Eden Park Vehicle Financing
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*** The Office of the Superintendent of Financial Institutions regulates all banking in accordance with the Bank Act. It is a highly conservative regime by global standards, contributing to the extremely favorable reputation of the country's banking system worldwide. Only 35 domestic institutions meet the criteria and qualifications to enjoy a Schedule 1 charter under the Bank Act. These Trust Science® customers are one of those elite Schedule 1 banks.

"Thankfully, we were introduced to Evan and his team, because they have dramatically -- and quickly and easily -- improved our business in a measurable way"

Wallace Mgmt Letter
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Ralph Hodges, CEO
Wallace Finance
"I can't say enough about this company's innovation, professionalism, and speed of execution. They are disrupting the credit scoring and loan decisioning industry and it's about time."
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Jordan Hyde, Founder & CEO

"Working with Trust Science, we have been able to support and enhance our legacy workflow, knock-out rules, and business/strategy stipulations with high ROI"

ACC Trust Science Endorsement Letter-1

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Steve Malone, CEO
AutoCapital Canada
"There is no shortage of risk and fraud and performance uncertainty [in lending]. Today, we rely on Trust Science in every application we look at. The Six°Scores™ underpin our decisions."
CCC TrustScience Endorsement - FINAL-2-1

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Richard Evans, Chief Product Officer
ConsumerCapital Canada
"This solution is transformative in the under-served, financially-excluded sector of the economy. It can score thin files and no hits, and it can do so in a fluid credit environment."
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Natalie Bell, Co-Founder/COO
Magical Credit
"Trust Science and its "Credit Bureau +" service exceeded my expectations and continues to do so. The service properly and accurately scores consumers who are very hard to score."

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Mark Eleoff, Founder/CEO
Eden Park
The Trust Science Difference
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New Loan Data

Our models use alternative data plus Trust Science proprietary data. You can score financially distressed borrowers.

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Dynamic Scores

Our models evolve based on patented methods. Your scores can adapt over time as your business and industry change.

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Immediate AI Explainability

Get compliant and ranked AI explainability that is actionable for your consumers. They will know the causes for adverse action.

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Data-driven Underwriting

Compare how Trust Science scores stack up against historical performance. Adjust your lending to improve performance.

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Your Workflow

We integrate into any step of your decisioning process. We are your path to automated decisioning.

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Digital Transformation

You can digitize your entire process, from leads to lending. Plus, offer consumers a front-end digital service.

What's New


BHPH June 2021 Cover

BHPH Dealer | June 2021 | AI and Machine Learning Help Break Down Silos and Optimize Performance

Today's BHPH business leaders should recognize that their business competitiveness, sustainability, and ROI are directly tied to team collaboration and training on predictive analytics.

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Alternative Data Credit Scoring Sources

What's in a custom score? Download the infographic to explore the broad range of data sources behind a custom credit score.

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BHPH April Magazine Cover

BHPH Dealer | April 2021 | Optimize Capital and Cash Flow: the Capital is There and Automation Can Help You Treat it Right

Learn more about how to optimize your capital cash flow with the help of AI/ML models.

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We're Getting Noticed
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CLA Leaders-in-Lending Nomination

CLA has nominated Trust Science CEO, Evan Chrapko in the 2019 Leaders-in-Lending Award for Top Executives in Lending.

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Mr. Don Guloien Invests

Mr. Guloien recently retired as the President & CEO of $1 Trillion (AUMA) Manulife Financial (parent of John Hancock)

red herring winner

Red Herring Winner

Trust Science was chosen as one of the most exciting and innovative technology companies in North America.

bhph report smartest companies

BHPH Smartest Company

The NABD lists Trust Science as a top solution driving profitability for their members.


AI Company of the Year

The Canadian Fintech and AI Awards announced Trust Science as a nominee.


Most Innovative Banking Technology Provider

Trust Science was named a Finalist in Global Banking Technology Awards.

COVID-19: How We Can Help Lenders

Letter from the CEO

Letter from the CEO

Dear Lenders,

The global COVID-19 health and economic crisis is changing hourly.

We believe we can only get through this together and we want to try and help in small ways.

Read the Letter

Get Expert Advice


We're offering expert advice to help you navigate this challenging economic climate.

Schedule a call with our in-house expert and former lender with 30+ years of experience, Chris Grnak, EVP Financial Services.

Schedule a Call

Start Predictable Lending Today.

Credit scoring you can count on that integrates into your decisioning process.