Predictive Solutions for Superior Lending

Helping Lenders Find Great Borrowers™
FCRA-Compliant Insights from Lead to Loan™
There are 90M+ North Americans without an accurate credit score. We provide:

More Approvals

Less Risk

Less Friction

***The Office of the Superintendent of Financial Institutions regulates all banking in accordance with the Bank Act. It is a highly conservative regime by global standards, contributing to the extremely favorable reputation of the country’s banking system worldwide. Only 35 domestic institutions meet the criteria and qualifications to enjoy a Schedule 1 charter under the Bank Act. These Trust Science® customers are elite Schedule 1 banks

90+ Million North Americans are Missed by the Big Credit Bureaus

We Help Lenders Find These Underserved People

Lead to Loan™

Stop wasting money buying bad leads. With decisioning from Lead to Loan™, get Leads that Count for Marketing that Pays™. In a fully configurable workflow, your lending business is provided with a valid lead that will pass your underwriting criteria, getting approved loans into the hands of over 90% of pre-approved prospects.

Advanced Platform

Our digital platform uses Explainable AI and machine learning to analyze tens of thousands of data points and provide highly predictive credit scores for all borrowers, including those with limited credit history. Our technology uses publicly available and consent-based data to determine creditworthiness and expand the scorable universe.

Find Invisible Primes™

Over 90 million North Americans are credit invisible and excluded from the modern economy. We help identify creditworthy individuals using alternative data, breaking down systemic barriers, helping lenders offer credit to the deserving people they’ve been missing.

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It is a long established fact that a reader will be distracted by the readable content of a page when looking at its layout.

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It is a long established fact that a reader will be distracted by the readable content of a page when looking at its layout.

Who Do We Help?

Direct & Indirect Auto Lenders

It's not simply just the borrower risk - it's about the vehicle, the deal structure, and the effectiveness of your collections process/skip-tracing.

Short-Term & Single Repayment Lenders

Our credit scoring machine learning models combined with our vast library of alternative data sources enables short-term lenders to automate profitable lending decisions in a matter of seconds.

Installment Lenders

Our data constellation gives our clients the ability to gain unparalleled insights into an applicant's background, leading to increased originations and decreased defaults.

Direct & Indirect Auto Lenders

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Short-Term & Single Repayment Lenders

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Installment Lenders

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Transforming the Credit Industry

The Trust Science® Difference

STOP missing and dismissing Invisible Prime™ borrowers and boost your lending with

Highly Predictive Scores

Dynamic Scores

Immediate AI Explainability

Data-driven Underwriting

0 %

Increase in Loan Originations

0 %

Increase in Approval Rates

0 %

Decrease in Defaults & Charge-offs

What Our Customers Say

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