Home - Trust Science

Predictive Solutions for Superior Lending

Helping Lenders Find Great Borrowers™
FCRA-Compliant Insights from Lead to Loan™

There are 90M+ North Americans without an accurate credit score. We provide:

***The Office of the Superintendent of Financial Institutions regulates all banking in accordance with the Bank Act. It is a highly conservative regime by global standards, contributing to the extremely favorable reputation of the country’s banking system worldwide. Only 35 domestic institutions meet the criteria and qualifications to enjoy a Schedule 1 charter under the Bank Act. These Trust Science® customers are elite Schedule 1 banks

90+ Million North Americans are Missed by the Big Credit Bureaus

We Help Lenders Find These Underserved People

Lead to Loan™

Stop wasting money buying bad leads. With decisioning from Lead to Loan™, get Leads that Count for Marketing that Pays™. In a fully configurable workflow, your lending business is provided with a valid lead that will pass your underwriting criteria, getting approved loans into the hands of over 90% of pre-approved prospects.

Advanced Platform

Our digital platform uses Explainable AI and machine learning to analyze tens of thousands of data points and provide highly predictive credit scores for all borrowers, including those with limited credit history. Our technology uses publicly available and consent-based data to determine creditworthiness and expand the scorable universe.

Find Invisible Primes™

Over 90 million North Americans are credit invisible and excluded from the modern economy. We help identify creditworthy individuals using alternative data, breaking down systemic barriers, helping lenders offer credit to the deserving people they’ve been missing.

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It is a long established fact that a reader will be distracted by the readable content of a page when looking at its layout.

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It is a long established fact that a reader will be distracted by the readable content of a page when looking at its layout.

Who Do We Help?

Transforming the Credit Industry

The Trust Science® Difference

STOP missing and dismissing Invisible Prime™ borrowers and boost your lending with

Highly Predictive Scores

Dynamic Scores

Immediate AI Explainability

Data-driven Underwriting

0 %

Increase in Loan Originations

0 %

Increase in Approval Rates

0 %

Decrease in Defaults & Charge-offs

What Our Customers Say

Working with Trust Science, we have been able to support and enhance our legacy workflow, knockout rules, and business/strategy stipulations with high ROI

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Steve Malone, PresidentAutoCapital Canada

I can't say enough about this company's innovation, professionalism and speed of execution. They are disrupting the credit scoring and loan decisioning industry and it's about time.

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Jordan Hyde, Founder & CEOGoDay

Today, we rely on Trust Science in every application we look at. The Six Scores™ underpin our decisions.

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Richard Evans, Chief Product OfficerConsumerCapital Canada

This solution is transformative in the under-served, financially-excluded sector of the economy. It can score thin files and no hits, and it can do so in a fluid credit environment.

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Natalie Bell, Co-Founder/COOMagical Credit

"Trust Science and its "Credit Bureau +" service exceeded my expectations and continues to do so. The service properly and accurately scores consumers who are very hard to score."

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Mark Eleoff, Founder & CEOEden Park - a subsidiary of Fairstone Bank