Learn about our innovative AI products and Lead-to-Loan™ solutions for both Auto and Installment Lenders
It’s not simply just the borrower risk—it’s about the vehicle, the deal structure, and the effectiveness of your collections process/skip-tracing
Optimize loan originations and workflows with our suite of Installment & Single Repayment Lending solutions
Seamless tenant screening solutions ensure secure income verification, strengthen fraud prevention efforts, and provide valuable financial insights
The underlying technology and intellectual property that support Trust Science products
Revamp and optimize lending processes, from Lead to Loan™
Proven tools that align risk and marketing to find the best leads for lenders
Utilizing both standard and unconventional data, Explainable AI/ML Decisioning enhances credit assessment and lending efficiency
Get under the cover of a book of loans
The underlying technology and intellectual property that support Trust Science products
Stop overlooking creditworthy borrowers with our flagship AI & ML scoring model
Automate tasks from lead screening to approvals using Fl°wbuilder™, the virtual decision engine
Optimize direct marketing with our configurable tools
Leverage safe, secure and consented banking insights and verification through Smart Consent™
"Helping Lenders Find Great Borrowers™" Solution for improved conversions, larger deals, and reduced costs
Short reads and insights into AI, FinTech, and the Economy
Learn about the research mentions that highlight Trust Science as gold standards for the industry
Events we have previously attended and will be at in the future
Material geared towards media professionals
Trust Science in the media
Get to know our passionate team, find exciting career opportunities, and learn about our cutting-edge security standards
The experts behind our product
The most important announcements, all in one place
Explore our array of partnerships, integrations and industry partners
Our world-class security, privacy and governance standards
Join Trust Science: Why & How
Learn more about the customers our models seek to uncover
Client support
For consumers, inquire/dispute your Consumer Disclosure
Resources and references for consumers
Easily set and automatically test covenants, to significantly reduce OpEx, cycle time and potential for error. Automatically review tranche source documents and agreement compliance.
No more relying on stale credit files at time of
application. Trust Science uses real-time data for an updated view of each file’s default risk and risk trending for better valuations.
With years of experience across the credit quality
spectrum, Trust Science provides highly accurate
insights into each file, going beyond the subprime/prime distinction from conventional
scoring and rating sources.
Adjudicate and fund originators at time of
customer acquisition to cherry-pick deals ahead
of competitors, or find new Invisible Prime™ deals
to grow your book.
Trust Science helps investors optimize their investments in ABS with re-underwriting, real-time data-driven insights, document
and data ingestion and ML-powered automation that lowers costs and increases returns.
A large institutional investor was faced with increased market volatility, progressively rising costs in covenant audits and overall due diligence, and strained performance. Trust Science was leveraged to help this investor get costs in check, harness volatility, and improve risk assessment.
Trust Science provided this investor with solutions to improve in three key areas:
Automating source document verification, and covenant testing significantly reduced manual intervention to save over 50% processing time while getting more consistency and accuracy.
Leveraging our adjudication models, the investor was able to align their pricing with risk and produce more accurate NPVs.
With file-by-file reporting, the investor gained specific insights to proactively guide originators to book the correct deals.
Trust Science® is a member of the American Financial Services Association (AFSA), the Canadian Lenders Association (CLA), the National Automotive Finance Association (NAF), The Online Lenders Alliance (OLA) and the Texas Consumer Finance Association (TCFA).
Trust Science® is committed to Fair Credit Reporting Act (FCRA) compliance and helping you protect and understand your consumer profile. For more information, please see our Consumer Disclosure Page.
Trust Science®, Credit Bureau 2.0® and Troo® are trademarks that are legally registered to www.TrustScience.com Inc. by the U.S. Patent & Trademark Office.
Credit Bureau+™, Six°Score™, Smart Consent™, Hidden Prime™, Invisible Prime™, Credit Bureau 3.0™, Credit Bureau 4.0™, Personal Credit Bureau™, Personal Data Vault™, Auto Six°Score™, Auto Bureau™, Auto Credit Bureau™, Rating Agency 2.0™, Cashflow Bureau™, One Touch Lending™, Lead to Loan™, Lender in the Cloud™, Fl°wbuilder™, Fl°wbuilder™, FCRA-Compliant Insights From Lead to Loan™, Go Beyond the Bureau™, Fixing the Credit Catch-22™, Find Invisible Primes™, and Helping Lenders Find Great Borrowers™ are trademarks of www.TrustScience.com Inc.