About Trust Science

Trust Science® is committed to making the world more financially inclusive, one credit score at a time. We deliver a globally recognized service to assess people’s trustworthiness so that we can help deserving people get what they deserve.

Our amazing team is how we make this happen!

Our Story

Evan Chrapko realized that trust assessments had been made ever since strangers started trading currency. With gut instinct being unreliable, Evan hoped to develop technology that could help people make reliable trust assessments. The company was initially called Trust Torch—a light-emitting tool that could illuminate trustworthiness.

Distributed Ledger technology laid the foundation for Blockchain (B9) and Bitcoin shortly before Evan filed a patent application that leveraged Smart Contracts to a wider world. Today, Trust Science remains fearless in this technology as Self-Sovereign Identity (SSI) and Verified Credentials gain traction.

Our Mission

Our mission is to help worthy people get what they deserve. Currently, we are helping lenders to properly assess which people deserve loans.

Our Vision

A world where worthy people get what they deserve. We deliver a globally recognized service to assess people’s trustworthiness. Our current focus is on Credit Scoring for under-banked people.

Our Values

At Trust Science, our values are more than just words—they’re a way of life.

In 2023, we developed the following list of core values in collaboration with everyone, from interns to our CEO. The core values are the alchemy that permeates through everything we do. As we grow, we’ll face different challenges and embrace new strategies, but these core values will remain the same.


You can trust that we say what we do and do what we say. We take responsibility for our achievements and our mistakes. We hold ourselves accountable for predictable, consistent, and secure results to give worthy people what they deserve.


We collaborate respectfully, trust one another, leverage our diversity in perspectives and strengths to lift our teams higher, and support each other when we falter. We have greater achievements and more fun when we’re working together.

Positive Impact

We care about our customers, the end consumer, our community, and each other. We are inclusive, adaptable, trustworthy, innovative, and relentless in our pursuit to make a positive difference in the lives of those around us.


We are lifelong learners, tenaciously seeking to understand with humility, curiosity, trust, and a drive to build, organize, and grow. We give and receive feedback, share our knowledge, and apply it as we innovate.


We embrace vulnerability, challenge ourselves to take calculated risks, and disrupt the status quo where necessary for the greater good. We understand that innovation can be uncomfortable; we work bravely through discomfort, take strategic action, trust the process, and are confident in our impact.

Guiding Principles

People: We achieve more through respectful collaboration
Enable individuals, teams, and leaders to excel to their full potential
Customer Focus: We have a passion for our customers
Help our customers optimize their business by improving efficiency and profitability
Excellence: We thrive on change, impact, and innovation

Build high-quality, effective products that deliver measurable improvements

Consumer Focus: We have a passion for correctly representing consumers to our customers

Help our customers make an ethical, fair decision for the consumers they serve

A Little Insight into Our History

TC 1

Trust Science Goes Live

  • An incredibly rapid product design and ultra-lean development effort led to something that could be shared openly with the world.

  • On April 1, V.0.0.0 was revealed in the boardroom of a car dealership in Edmonton, Alberta.

First Customers

  • The initial six proactive Lenders officially entered into binding agreements to utilize services provided by Trust Science.
Logo Six Score 1 e1695153324626

Revenue from Six°Scores™

  • The first revenue was earned for the sale of actual Six°Scores™

COVID-19 Pandemic

  • COVID-19 rocked the world economy, showcasing the need for a powerful scoring and decisioning platform like Trust Science.

  • Trust Science moved to a new office in Downtown Edmonton, right before the COVID-19 pandemic.

Expansion of our Market

    • Trust Science began not only doing Risk scoring of borrowers (loan applicants), but also Lead Sourcing/Screening. It was able to accomplish this aggressive expansion of its market mandate thanks to its extremely powerful/flexible, secure & scalable platform in a new way (i.e. by being applied to Lenders’ activities earlier in the life cycle of a borrower.)


  • The highly-respected technology research organization, Gartner, officially referenced Trust Science. This was an important moment on the pathway to ever-greater credibility and a growing reputation for Trust Science’s vision & technology, and for the fact that there is a need for this service in the real world. In the following year, 2022, Gartner would reference Trust Science yet again, and even more strongly/favourably.
Group 37711

Trust Science Is Getting Noticed

    • The company joined a very prestigious list of 200 companies in the world that were driving the most ESG impact, based on criteria established by Real Leaders magazine. It was one of only 18 technology companies on the list, alongside Microsoft, Tesla, and Telus.


    • One of the world’s biggest-30 banks, namely TD Bank, allowed its global head of Innovation, Imran Khan, to become an official Trust Science Advisor.


  • The Globe and Mail, Canada’s equivalent of the Wall Street Journal, named Trust Science the 20th fastest-growing company in the country, out of 430 ultra-fast-growing companies, and out of over 4 Million companies in total.
FT US FGC2023 Grey 1024x271.jpg

March: Trust Science Named One of The Americas’ Fastest Growing Companies

  • Trust Science emerged as a rapidly expanding entity in the Western Hemisphere, as evaluated by The Financial Times and Statista. Within the comprehensive scope of all sectors, sizes, and geographical locations, Trust Science secured the 29th position among all companies. Notably, within the FinTech, Financial Services, and Insurance sectors, it achieved an impressive 4th rank, underscoring its exceptional growth trajectory.

May: Passed SOC 2 Type 2 Audit

  • Trust Science has achieved a notable accomplishment by flawlessly concluding a Service Organization Control (SOC) 2 Type 2 audit, demonstrating its unwavering commitment to information security. This audit stands as a testament to the resilience and effectiveness of Trust Science’s information security practices, policies, and operations, having met the stringent SOC 2 standards renowned for their emphasis on security, availability, and confidentiality.
08479cc5ad15081512d931c2629289f81a9f78ea e1697495385630

September: Trust Science Named a Fastest Growing Company 2023

  • Trust Science earned a Top-20 spot on the 425-company list of Top Growing Companies by The Globe and Mail, Canada’s equivalent of the Wall Street Journal, for the second consecutive year. The award recognizes companies with over $2M in annual sales and three-year revenue growth exceeding 50%. Trust Science again exceeded these hurdles with a three-year growth rate exceeding 1,800%.
Our Story Map

Office Locations

  • Headquarters: Edmonton


  • Toronto, ON
  • Fort Worth, TX
  • Salt Lake City, UT
  • Atlanta, GA
  • Los Angeles, CA
  • Las Vegas, NV
  • Houston, TX
  • Vancouver, BC
  • Calgary, AB

Careers Page

Want to learn more about working at Trust Science?