Post COVID-19 Movement Towards Economic Normalcy; Consumer Credit

Building off of last week’s topic, CPI and general affordability, this week we’re discussing trends and implications of revolving credit liabilities and credit cards. After a brief period in the first year of the pandemic in 2020 and early 2021, many components of consumer credit have seen significant increases in both the US and Canada. […]

Post COVID-19 Movement Towards Economic Normalcy; CPI

Though the direct impact of the COVID-19 pandemic waned significantly in the spring of 2022 for many in North America, macroeconomic changes brought upon by the pandemic and associated government policies have continued to impact daily consumer life. While some factors appear to be returning (and sometimes progressing beyond) pre-pandemic level, other factors have not. […]

Navigating Financial Uncertainty: Lessons from the SVB Collapse on Effective Risk Management

The recent collapse of Silicon Valley Bank (SVB) has brought the importance of risk management to the forefront of the financial industry. As one of the largest lenders in the start-up ecosystem, SVB’s collapse highlights the importance of dynamic and robust risk management strategies in maintaining financial stability and, thus, the avoidance of similar disasters […]