Navigating Financial Uncertainty: Lessons from the SVB Collapse on Effective Risk Management

Illuminating Insights: Explore Trust Science Blog Posts

The recent collapse of Silicon Valley Bank (SVB) has brought the importance of risk management to the forefront of the financial industry. As one of the largest lenders in the start-up ecosystem, SVB’s collapse highlights the importance of dynamic and robust risk management strategies in maintaining financial stability and, thus, the avoidance of similar disasters […]

Trust Science: Why Do We Talk About Patents?

Technology companies around the world are investing in artificial intelligence (AI) and machine learning (ML) at a breakneck speed. From health to telecommunications and transportation to finance, both technologies are becoming table stakes in a data-driven world. Unsurprisingly, AI is also the fastest growing section of patent requests in the world, with universities and tech […]

How Alternative Data Increases Accuracy in Credit Assessment

An estimated 45 million1 Americans are either “credit invisible”, or “unscorable”. These individuals have credit score that would generally be perceived as subprime and thus, considered by traditional lenders to be less desirable candidates for new credit. And while lenders need to pay careful attention to mitigating the risk of delinquency, the fact remains that there […]

Rethinking Trust: The Next Generation of Credit Scoring

Humans are biologically programmed to develop a sense of who is trustworthy. But in a rapidly evolving digital economy, what role does trust play? Trust is, and always has been, at the core of the economy. We recognize factors like ability, benevolence, reputation, credibility and integrity as natural components of trustworthiness. However, in commerce, and […]