Alternative Data Credit Scoring Sources

What’s in a Custom Score? Discover the Broad Range of Data Sources Behind a Custom Credit Score. 


Trust Science pulls from tens of thousands of data sources and applies machine learning and Al to generate custom scores for lenders.

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Loan Application Data

Trust Science uses the attributes and information available at the time of the loan application, complying with fair lending practices.

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Banking Data

Trust Science enables access to consented borrower banking data. You can verify borrower details like income & employer.

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Market Data

Trust Science uses relevant geographic and economic data based on your industry and geographical region. Our use of data is compliant with regulations.

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Bureau Data

Trust Science can use your existing bureau data or provide available bureau data. We uphold all established agreements surrounding data compliance with the bureaus.

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Employer and Job Data

Trust Science uses public data (social, bureau, loan application) and pairs it with existing public information for a particular job, e.g., skills required. Our use of data is compliant with regulations.

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Public Data

Trust Science uses available public records such as court files. Our use of public records is compliant with fair lending regulations.