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Credit Decisioning Engine

Anna the Virtual Loan Officer™

Unlock the full potential of your lending operations with Anna The Virtual Loan Officer™, a game-changing credit decision engine by Trust Science. Our cutting-edge solution empowers lenders to streamline their decisioning processes throughout the Lead to Loan™ lifecycle.

Maximize Approvals and Borrower Value

Anna the Virtual Loan Officer™, redefines lending decisions and risk management. It’s your key to optimizing approvals while enhancing borrower value. Here’s how:

  • Recommended Loan Amount (RLA): Anna™ intelligently matches borrower profiles with client risk limits, ensuring borrowers get the financing they need while addressing repayment capacity.
  • Payment Amount Recommendation (PAR): We analyze recurring payment ability to give a Recommended Payment Amount (RPA) for loan optimization, maximizing your lending efficiency.
  • Fairness in Lending: Anna™ goes beyond standard risk-centric pricing. It offers custom rates and terms, fostering an inclusive lending environment that benefits everyone.

Frictionless Integration with Your Systems

Our industry-leading implementation process ensures a seamless transition to Anna™. It’s a user-friendly, no-code solution designed for ease of use and efficiency. Key features include:

  • Visual Rule Creation: Create intuitive rule flows effortlessly, tailored to your specific needs.
  • Integration Capabilities: Anna™ seamlessly integrates with leading pipeline and database solutions, ensuring data consistency and accuracy.
  • Advanced Testing and Debugging: Our git-like approach allows developers to test and debug changes independently, facilitating rapid development and deployment.

Efficiency at Every Step

Our industry-leading implementation process ensures a seamless transition to Anna™. It’s a user-friendly, no-code solution designed for ease of use and efficiency. Key features include:

Boost Efficiency:

Automate manual decisioning processes, reducing response times and operating costs.

Optimize Decisioning:

Ensure precise application of lending strategies and rules, minimizing errors and maximizing results.

Technical Features

Data Model

Development Tools

Performance and Simplicity

Why Choose The Trust Science Credit Decision Engine?

  • Proven Track Record: Trust Science has a history of delivering results in the lending industry.
  • Customizable and Flexible: Anna™ adapts to your unique requirements, ensuring a tailored solution that aligns with your goals.
  • Effortless Integration: Seamlessly incorporate Anna™ into your existing lending systems with our cloud-based API.
  • Empower Your Risk Officer: Anna™ augments your existing staff, enabling them to focus on strategic tasks while Anna™ handles the routine decisions.

In the fast-paced world of lending, having a competitive edge is crucial. Anna the Virtual Loan Officer™ is your answer to achieving unmatched efficiency, precision, and borrower satisfaction. Join the lending revolution with Trust Science and Anna™ today.

Want to See Anna In Action?

Request a Demo
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Floor 11 10130 103 Street Edmonton, AB Canada T5J 3N9
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Trust Science® is a member of the American Financial Services Association (AFSA), the Canadian Lenders Association (CLA), the National Automotive Finance Association (NAF), The Online Lenders Alliance (OLA) and the Texas Consumer Finance Association (TCFA). 

Trust Science® is committed to Fair Credit Reporting Act (FCRA) compliance and helping you protect and understand your consumer profile. For more information, please see our Consumer Disclosure Page.

Trust Science®, Credit Bureau 2.0® and Troo® are trademarks that are legally registered to www.TrustScience.com Inc. by the U.S. Patent & Trademark Office.

Credit Bureau+™, Six°Score™, Smart Consent™, Hidden Prime™, Invisible Prime™, Credit Bureau 3.0™, Credit Bureau 4.0™, Personal Credit Bureau™, Personal Data Vault™, Auto Six°Score™, Auto Bureau™, Auto Credit Bureau™, Rating Agency 2.0™, Cashflow Bureau™, One Touch Lending™, Lead to Loan™, Lender in the Cloud™, Anna the Virtual Loans Officer™, Fl°wBuilder™, FCRA-Compliant Insights From Lead to Loan™, Go Beyond the Bureau™, Fixing the Credit Catch-22™, Find Invisible Primes™, and Helping Lenders Find Great Borrowers™ are trademarks of www.TrustScience.com Inc.

Trust Science® is a member of the American Financial Services Association (AFSA), the Canadian Lenders Association (CLA), the National Automotive Finance Association (NAF), The Online Lenders Alliance (OLA) and the Texas Consumer Finance Association (TCFA). 

Trust Science® is committed to Fair Credit Reporting Act (FCRA) compliance and helping you protect and understand your consumer profile. For more information, please see our Consumer Disclosure Page.

Trust Science®, Credit Bureau 2.0® and Troo® are trademarks that are legally registered to www.TrustScience.com Inc. by the U.S. Patent & Trademark Office.

Credit Bureau+™, Six°Score™, Smart Consent™, Hidden Prime™, Invisible Prime™, Credit Bureau 3.0™, Credit Bureau 4.0™, Personal Credit Bureau™, Personal Data Vault™, Auto Six°Score™, Auto Bureau™, Auto Credit Bureau™, Rating Agency 2.0™, Cashflow Bureau™, One Touch Lending™, Lead to Loan™, Lender in the Cloud™, Anna the Virtual Loans Officer™, Fl°wBuilder™, FCRA-Compliant Insights From Lead to Loan™, Go Beyond the Bureau™, Fixing the Credit Catch-22™, Find Invisible Primes™, and Helping Lenders Find Great Borrowers™ are trademarks of www.TrustScience.com Inc.

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© Trust Science Inc 2023 - All rights reserved.

Floor 11 10130 103 Street Edmonton, AB Canada T5J 3N9
Twitter Linkedin-in
Floor 11 10130 103 Street Edmonton, AB Canada T5J 3N9
Twitter Linkedin-in
AICPA
View Trust Science Inc. profile on Ariba Discovery

Who We Help

Solutions

Technology

Resources

About Us

Support

Legal

Contact Us

Trust Science® is a member of the American Financial Services Association (AFSA), the Canadian Lenders Association (CLA), the National Automotive Finance Association (NAF), The Online Lenders Alliance (OLA) and the Texas Consumer Finance Association (TCFA). 

Trust Science® is committed to Fair Credit Reporting Act (FCRA) compliance and helping you protect and understand your consumer profile. For more information, please see our Consumer Disclosure Page.

Trust Science®, Credit Bureau 2.0® and Troo® are trademarks that are legally registered to www.TrustScience.com Inc. by the U.S. Patent & Trademark Office.

Credit Bureau+™, Six°Score™, Smart Consent™, Hidden Prime™, Invisible Prime™, Credit Bureau 3.0™, Credit Bureau 4.0™, Personal Credit Bureau™, Personal Data Vault™, Auto Six°Score™, Auto Bureau™, Auto Credit Bureau™, Rating Agency 2.0™, Cashflow Bureau™, One Touch Lending™, Lead to Loan™, Lender in the Cloud™, Anna the Virtual Loans Officer™, Fl°wBuilder™, FCRA-Compliant Insights From Lead to Loan™, Go Beyond the Bureau™, Fixing the Credit Catch-22™, Find Invisible Primes™, and Helping Lenders Find Great Borrowers™ are trademarks of www.TrustScience.com Inc.

Trust Science® is a member of the American Financial Services Association (AFSA), the Canadian Lenders Association (CLA), the National Automotive Finance Association (NAF), The Online Lenders Alliance (OLA) and the Texas Consumer Finance Association (TCFA). 

Trust Science® is committed to Fair Credit Reporting Act (FCRA) compliance and helping you protect and understand your consumer profile. For more information, please see our Consumer Disclosure Page.

Trust Science®, Credit Bureau 2.0® and Troo® are trademarks that are legally registered to www.TrustScience.com Inc. by the U.S. Patent & Trademark Office.

Credit Bureau+™, Six°Score™, Smart Consent™, Hidden Prime™, Invisible Prime™, Credit Bureau 3.0™, Credit Bureau 4.0™, Personal Credit Bureau™, Personal Data Vault™, Auto Six°Score™, Auto Bureau™, Auto Credit Bureau™, Rating Agency 2.0™, Cashflow Bureau™, One Touch Lending™, Lead to Loan™, Lender in the Cloud™, Anna the Virtual Loans Officer™, Fl°wBuilder™, FCRA-Compliant Insights From Lead to Loan™, Go Beyond the Bureau™, Fixing the Credit Catch-22™, Find Invisible Primes™, and Helping Lenders Find Great Borrowers™ are trademarks of www.TrustScience.com Inc.

Read More

© Trust Science Inc 2023 - All rights reserved.