Six°Score™
Transforming the Credit Industry
The Six°Score™ Difference
Credit Bureau+™ by Trust Science® gives deserving people the chance at credit that they deserve is what we do best. Using our AI/ML platform, alternative data and decades of data science experience, we sift through millions of subprime applicants to find the hidden primes. Our models are geographically and industry specific to help you achieve your lending goals.
Help identify Invisible Prime™ applicants that are traditionally underbanked. Boost your lending with:
Highly Predictive Scores
Dynamic Scores
Immediate AI Explainability
Data-driven Underwriting
EASY TO UNDERSTAND
Explainable Scoring
At Trust Science®, we created a platform that is easy to understand and integrate, that’s why our Six°Score™ models provide credit scores in the traditional 300-850 range. Our scores are intuitive and feature a wide range of insights and ECOA compliant reason codes to ensure you and your customers understand exactly how a score was provided. Additionally, our scoring models can be customizable and adaptable to your specific credit scoring needs!
EASY TO UNDERSTAND
Explainable Scoring
At Trust Science®, we created a platform that is easy to understand and integrate, that’s why our Six°Score™ models provide credit scores in the traditional 300-850 range. Our scores are intuitive and feature a wide range of insights and ECOA compliant reason codes to ensure you and your customers understand exactly how a score was provided. Additionally, our scoring models can be customizable and adaptable to your specific credit scoring needs!
THE KEY TO ACCURATE SCORING
Superior Data
To build fully customizable machine learning models, Credit Bureau+™ by Trust Science® uses a comprehensive set of data sources including:
- Traditional credit bureau data
- Alternative data
- Proprietary data
Six°Score™ helps you better understand a borrower’s probability of default using an easy-to-integrate platform.
THE KEY TO ACCURATE SCORING
Superior Data
To build fully customizable machine learning models, Trust Science® uses a comprehensive set of data sources including:
- Traditional credit bureau data
- Alternative data
- Proprietary data
Six°Score™ helps you better understand a borrower’s probability of default using an easy-to-integrate platform.
TAILORED TO THE CUSTOMER
Recommended Loan Amounts
Optimize your strategy and risk tolerance with our Recommended Loan Amount (RLA) and Recommended Payment Amount (RPA) for payday and installment loans.
TAILORED TO THE CUSTOMER
Recommended Loan Amounts
Optimize your strategy and risk tolerance with our Recommended Loan Amount (RLA) and Recommended Payment Amount (RPA) for payday and installment loans.
NOT ONE SIZE FITS ALL
Powerful, Dynamic Scoring Models
Credit Bureau+™ by Trust Science® has the following standard models available for quick implementation that leverage our consortium database built on years of industry-specific expertise:
- Canadian Installment
- American Installment
- American Auto
- Canadian Auto
In addition to the standard models, we are able to curate a model specific to your lending strategy and performance data. Go a step further, and have Trust Science® API enabled directly into your LOS/LMS workflow, significantly reducing manual entries.
NOT ONE SIZE FITS ALL
Powerful, Dynamic Scoring Models
Trust Science® has the following standard models available for quick implementation that leverage our consortium database built on years of industry-specific expertise:
- Canadian Installment
- American Installment
- American Auto
- Canadian Auto
Six°Score™ helps you better understand a borrower’s probability of default using an easy-to-integrate platform.