Over 70 million credit invisible North Americans are left on the outside of the modern economy.
We're here to help deserving people get the loans they deserve. This is Credit Bureau+™, leveraging alternative data for powerfully predictive insights and a more financially inclusive future.Learn How
NO CREDIT HISTORY? NO PROBLEM
New to Credit
With age of account and credit history as key drivers behind a strong credit score, young people often are left out of conventional credit. Combine this with generational trends that result in a higher propensity to rent and less mortgages, and New to Credit customers are left invisible. We can help you find the creditworthy, even without a comprehensive credit file, and safely unlock this market.
Looking to lend to more New to Credit customers?
New to Country
With conventional credit, recent immigrants leave behind their hard-earned credit files and start from scratch, despite many being good credit risks. With different types of data, we go beyond the credit file and help deserving New to Country customers get the credit they deserve. And as a high-loyalty customer pool, we help lenders make the best offers to get the best customers.
Looking to lend to more New to Country customers?
NO MARGIN FOR ERROR
Throughout recent years, systemic barriers have become increasingly apparent and the world has moved to take them down. However, legacies of redlining and other systemic challenges have some groups slipping between the cracks of conventional credit. By expanding the definition of creditworthy data, we break down these barriers and help deserving people get the loans they deserve, making lending more inclusive.
Time to expand your lending too?
INSIGHTS YOU CAN BANK ON
With millions of underbanked consumers in North America without well-documented financial transactions, including in the gig economy, there's millions of creditworthy customers that are being missed by conventional systems. With consented data solutions, getting the full picture even without structured data has never been easier, enabling lenders to see the true creditworthiness of underbanked applicants.
Ready to cash in?