Who We Help

We enable the subprime lending industry to make automated credit decisions with advanced insights for thin-file and no-file consumers through our FCRA-Compliant platform.

Are you ready to boost your lending? Increase quality originations? Lower defaults?

This is Credit Bureau+™.  We're here to help.

Contact Us Today
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Auto Lenders

Both direct and indirect lenders face unique challenges when making underwriting decisions. It's not simply just the borrower risk - it's about the vehicle, the deal structure, and the effectiveness of your collections process/skip-tracing. Our credit scoring machine learning models consider the loan data required so you can make the most effective underwriting decisions.

Are you an auto lender? 

Contact Us Today

blue_lady_background_jobbies (1) Auto Lenders
blue_lady_background_jobbies (1) Auto Lenders
Short-Term & Single Repayment Lenders
Short-Term & Single Repayment Lenders
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Short-Term & Single Repayment Lenders

With growing regulations and market volatility, it is becoming more evident that short-term lenders need to make smarter underwriting decisions to remain profitable. Our credit scoring machine learning models combined with our vast library of alternative data sources enables short-term lenders to automate profitable lending decisions in a matter of seconds.

Are you a short-term/single repayment lender? 

Contact Us Today
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Installment Lenders

As regulation increases for installment lenders, smarter decisioning can maintain profitability even in lower margin environments. By implementing our credit scoring machine learning models, installment lenders have the ability to make profitable underwriting decisions, while automating the majority of their lending process. Our data constellation gives our clients the ability to gain unparalleled insights into an applicant's background, leading to increased originations and decreased defaults.

Are you an installment lender?

Contact Us Today

blue_lady_background_jobbies (1) Installment Lenders
blue_lady_background_jobbies (1) Installment Lenders
Credit Card Lenders BNPL Lenders
Credit Card Lenders BNPL Lenders
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Credit Card Lenders

 

BNPL Lenders

 

Some of our Clients:

*** The Office of the Superintendent of Financial Institutions regulates all banking in accordance with the Bank Act. It is a highly conservative regime by global standards, contributing to the extremely favorable reputation of the country's banking system worldwide. Only 35 domestic institutions meet the criteria and qualifications to enjoy a Schedule 1 charter under the Bank Act. These Trust Science® customers are one of those elite Schedule 1 banks.