Driven by Explainable AI (“xAI”) and statistical learning technology, Credit Bureau+ is capable of actually exploiting today’s volatility to produce highly accurate and FCRA-compliant scores despite gyrating economic conditions. Critically, Trust Science provides its lender customers with an accurate assessment of historically underserved populations – what Trust Science calls Invisible Primes.

“More and more lenders, through COVID and all of the recent market uncertainty, are realizing that conventional ‘borrower assessment’ doesn’t work for a massive tranche of consumers,” says Trust Science Founder, Chairman, and CEO, Evan Chrapko. “With over 40% of conventional scores under 700 being inaccurate, lenders are looking for ways to automate their operations & also get more accurate lead screening and application adjudication – solving this economy-wide issue has spurred our growth”. 

As Trust Science continues its rapid ascent as one of Canada’s Top Growing Companies – aiming to enjoy that same moniker for the whole of North America – it will continue to focus on helping lenders find better marketing leads and make better-informed loans. Not only does this allow lenders to safely serve consumers during ever-increasing volatility, but it also creates avenues for financial inclusivity and an on-ramp for previously marginalized people into the modern economy – a key aspect of the Trust Science mission.

“Time, money and ingenuity have been our ingredients, and financial inclusion for deserving-but-overlooked borrowers has been our achievement,” adds Chrapko. “Our platform has scored millions of files and we aim to score tens of millions in the not-too-distant future. My team of geniuses and our advanced customers are making a positive social impact, especially for Invisible Primes – people such as youth, BIPOC, immigrants, and other marginalized demographics.”