Trust Science Blog

The Trust Science blog brings you the latest innovations in artificial intelligence, machine learning, and credit underwriting. Our mission is to get deserving people access to the credit they deserve, and we hope you join us on the journey by subscribing below!

Featured Blog Post

COVID-19-Letter-from-the-CEO

[COVID 19] Letter from the CEO

The global COVID-19 health and economic crisis is changing hourly. We believe we can only get through this together and we want to try and help in small ways.

Read Now

Latest Posts

[COVID-19] Open Letter from Our CEO: We Want to Help Lenders

March 23, 2020
The global COVID-19 health and economic crisis is changing hourly. We believe we can only get through this together and we want to try and help in small ways.

Continue Reading

Adopting AI for Credit and Lending Decisions: 4 Common Data Mistakes

February 13, 2020
Incorporating artificial intelligence into credit and lending decisions can greatly increase originations. We outline 4 common mistakes hindering adoption.

Continue Reading

The Role of Time Series in Loan Data Analysis

February 06, 2020
Time series data plays a critical role in loan data analysis. We walk through examples of structured and unstructured time series data in credit scoring.

Continue Reading

The Importance of Data Ontology in Big Data Loan Underwriting

January 30, 2020
Ontologies are required in big data loan underwriting so that machine learning models can process and make sense of the data being fed to them.

Continue Reading

Structured and Unstructured Data in Data Driven Underwriting

January 23, 2020
An estimated 80% of enterprise data is comprised of unstructured data. Learn how unstructured and structured data play a role in data driven underwriting.

Continue Reading

Our Bet on Alternative Data for Credit Scoring

January 16, 2020
5 federal regulators recently issued a joint statement advocating the use of alternative data in credit scoring. We take a deep-dive into the implications.

Continue Reading

Top 2020 Underwriting Data Trends

January 09, 2020
Multiple alternate data sources and online marketplaces and auto decisioning as competitive drivers are 2 of the top 5 underwriting data trends for 2020.

Continue Reading

3 Sources of Unfair Credit Scores in Credit and Lending Decisions

December 26, 2019
Biased data, algorithms within models and lender business practices can all contribute to unfair scoring in credit and lending decisions. Learn how.

Continue Reading

The Role of Protected Attributes in AI Fairness

December 19, 2019
The consequences for companies implementing unfair AI & ML practices can be severe. Learn more about avoiding bias in machine learning credit underwriting.

Continue Reading

Automated Loan Underwriting: Trust Science Scoring Explained

December 12, 2019
Compare credit scoring performance results using Trust Science automated loan underwriting that utilizes social, mobile and other proprietary data.

Continue Reading